Terrorism and US-sponsored microcredit program: Macroglobal returns


  • Marc Glasser, MS, CPP, CEM, CHS-V, MCAS
  • Chandrika Kelso, JD, PhD




terrorism, social, microcredit, economic


Terrorism continues to plague society, more frequently in some parts of the world and infrequently in other areas, and some of the root causes of terrorism have been linked to the lack of appropriate economic and social conditions.This social and economic vulnerability may be reduced through the establishment of USsponsored microcredit programs in the affected regions. US-sponsored microcredit programs could be made accessible and available to the young and unemployed, those most vulnerable to Islamic extremist terrorist recruitment or those who would otherwise participate in terrorist attacks against America or American interests. This program could replace lack of opportunity, despair and feelings of anti-Americanism with economic opportunity, hope, and empowerment resulting in an improved global image of America. The net result of a successful American-sponsored microcredit program would reduce the risk of an attack by Islamic extremist terrorist organizations on America as well as improve the lives, livelihoods and societies of those who participate and beyond.This article examines and evaluates the proposal of reducing economic and social vulnerability through an American-sponsored microcredit program; it also addresses the history and concept of microcredit, possible program pitfalls and financial considerations.

Author Biographies

Marc Glasser, MS, CPP, CEM, CHS-V, MCAS

Adjunct Faculty, Department of Professional Studies, College of Letters and Sciences, National University, La Jolla, California; Adjunct Faculty, University of Nevada Las Vegas (UNLV), Nevada, Las Vegas; Adjunct Faculty, Regis University, Denver, Colorado; Adjunct Instructor, Henley-Putnam University, San Jose, California.

Chandrika Kelso, JD, PhD

Associate Professor, Department of Professional Studies, College of Letters and Sciences, National University, La Jolla, California.


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How to Cite

Glasser, MS, CPP, CEM, CHS-V, MCAS, M., and C. Kelso, JD, PhD. “Terrorism and US-Sponsored Microcredit Program: Macroglobal Returns”. Journal of Emergency Management, vol. 8, no. 3, May 2010, pp. 9-15, doi:10.5055/jem.2010.0014.